Proprietary software platform for RICS-regulated corporate banking, investment funds and insurers. Indaxy automates the valuation of industrial collateral — structured on-site capture by our team, benchmarking against secondary market and the RICS valuer's signature in hours rather than weeks. A web interface for portfolio management, KPI dashboards, financial analysis of the collateral and RICS Red Book methodological traceability on every figure.
Web interface for corporate banking, investment funds and insurers: portfolio management for industrial assets, KPIs and metrics dashboards, financial analysis of the collateral and RICS automated valuation with signed reports.
Field tool for valuers, appraisers, surveyors and valuation firms: capture of photos and videos of the industrial asset, OCR reading of technical nameplates and automatic structuring of the information after the visit. Back at the office, a complementary web app to work on the captured data and fill in missing information.
Self-management platform for the leadership of the industrial company. Control of factories organised by areas and lines, listing of all the machinery with its current value, and quick, autonomous request of services: insurance, financing or asset trading.
+500 asset typologies covered, a base fed automatically from auctions, closed transactions and valuations by our own experts, reviewed periodically. Indaxy proposes, the RICS valuer signs. When an assignment does not fit the three platforms, custom developments build the specific integration or connector — on the same base.
RICS-regulated European banking needs the value of industrial collateral always up to date in order to calculate capital consumption, LTV ratios and supervisory eligibility. With traditional manual valuation, every update requires a site visit, a report and a signature — feasible for ten assets, unfeasible for a portfolio of five hundred. The operational consequence: the value of the collateral in the bank file is usually out of date, and that has a direct impact on the regulatory capital the entity has to set aside.
Capital Appraisal built Indaxy in 2019 with a single objective: automate everything that can be automated in the valuation cycle — on-site capture by the valuer, benchmarking against secondary market, value calculation, report generation — and keep the RICS valuer's signature at the end. The value of the collateral is no longer a point-in-time snapshot; it becomes live data accessible from a proprietary web interface: portfolio, KPI dashboards and financial analysis of the asset, available to leadership and the Risk team at any moment.
Today Indaxy processes portfolios of hundreds of assets for RICS-regulated corporate banking, investment funds and insurers. Response times of hours instead of weeks, capital consumption recalculated as soon as collateral value changes, five-year forward depreciation projection on the asset to plan LTV and provisions, and RICS Red Book methodological traceability on every figure issued.
As a RICS-regulated firm, Capital Appraisal has the technical capacity and the professional authorisation to deliver capital consumption analysis and industrial asset valuation for European banking. We are today the automated-valuation technology provider behind one of Spain's largest banks and other European entities — under reciprocal NDA, integrated with the Risk area and reviewed at every supervisory close.
It is not generic software configured for a sector. Every design decision responds to a specific requirement of working under RICS or to the European banking that signs the file.
When the software enters the chain that signs valuations under RICS, you cannot outsource it. We keep a dedicated technology team that knows the methodology, answers for the code and evolves the platform without third-party dependencies. The traceability of what was changed, when and why stays in-house.
The comparables base is fed automatically from three verifiable sources: industrial auctions, closed transactions and valuations by our own experts. Every comparable carries its origin, date and reference — RICS requires traceable evidence, not opaque estimates.
Indaxy proposes, the RICS valuer signs. Automated valuation speeds up the calculation and cuts process time by 90 %, but the professional responsibility for the report remains human. The Red Book's methodological traceability requires a qualified signature — without it there is no report.
European regions, data sovereignty compatible with regulated clients and real scalability. The infrastructure grows with the client's portfolio volume without downtime or redesign. Encryption of the channel and persisted data by default, auditable records and a network segmented per service.
Freshness, not an old snapshot. Every price added to the base is reviewed periodically and cross-checked against alternative sources — the Red Book requires "current market value", not historical. Stale prices are withdrawn or adjusted; outliers are flagged for human review.
Every system capability operates as an independent service, scalable and deployable autonomously. This guarantees high availability and continuous evolution without interruptions.
Core
The core engine of the system. It combines the asset data (type, age, use, maintenance) with the comparables base and proposes a value in hours rather than weeks. The RICS valuer reviews and signs.
Automatically identifies the asset type — machinery, industrial vehicle, intangible, building or stock — and maps it to the corresponding RICS category. Reduces manual cataloguing work.
Starting from minimal asset information, it completes the missing technical fields by cross-checking the internal base and public sources from the industrial secondary market.
Extracts the relevant data (supplier, date, amount, technical description) from the original asset invoice in PDF or image, without manual transcription by the valuer.
Recognises the industrial nameplate fields (brand, model, serial number, year, power) from the photo the valuer captures on site.
Generates the expected depreciation curve up to five years out. Banking clients use the curve to plan capital consumption and future collateral provisions.
The platform behind Indaxy is hosted in European data centres. Client data stays within the EU and is protected by a system of independent layers, periodically audited by an external team.
Data centres in European regions. The client's region is agreed at onboarding and does not leave the EU without express contract.
Information travels encrypted and is stored encrypted. Each user only accesses what they need, and administrative access requires two-factor verification. Every operation is logged and auditable.
Periodic external audits and intrusion testing by independent teams. Architecture aligned with ISO/IEC 27001 and GDPR-compliant by design. Formal documentation deliverable to the bank during its due diligence.
The software is developed and maintained by an in-house team. No third parties in the chain that signs valuations under RICS Red Book.
Every Capital Appraisal service line relies on Indaxy. The Valuers App structures on-site capture, Asset Studio consolidates the portfolio and comparables, and the automated valuation proposes the figure that the RICS valuer then signs. These are the six service lines where it is applied:
Demo of the ecosystem, a walkthrough of the web interface, or a custom development for your use case — speak with the Indaxy team.
No obligation · RICS-regulated firm · European coverage